We will give you the best security tips for those who are hesitant to shop and pay online so that you can go ahead with your online shopping without worrying about the safety and security of using your personal information online. This article offers some tips for those who want to enjoy shopping from the comfort of their own home and free themselves from the daily grind of paying bills. I also advise my friends who want to shop online but are afraid to do so for fear of revealing their financial details.
Shop with a credit card rather than a debit card – Credit cards offer more protection and support from the credit card company, so if something goes wrong, they have the power to stop or cancel the transaction within a certain period of time. However, with a debit card, money leaves as soon as you pay. This means that even if you have protection, the money is already gone.
Use one card for online shopping – it’s easier to manage your transactions on one card, and easier to check your statements.
Use one computer (preferably a password locked one) for online shopping – If you shop online frequently, use the same computer and keep your login password active. This not only provides security from suspicious users, but also protection from some viruses (such as Trojans).
Use a freshly opened browser for online shopping and payments – When shopping online, always close all browser windows and open a new one. Also, do not open more than one tab for shopping or surfing the web. Use a different browser to surf the web. For example, if you use Google Chrome for shopping and surf the web at the same time, use Internet Explorer, Firefox or Opera.
Always close your browser window after making a purchase – even if you need to surf the web after making a purchase, close your browser window and then re-open it. This is very important as even your bank may ask you to close the window after you log out (it is important to close all browser windows, not just tabs). The explanation for the aforementioned point lies in the fact that your browser stores information on your computer in “cookies”. On trusted sites, important security information is deleted when you close your browser, but unimportant personal information may remain.
Don’t click on email links – Even if the email is from someone you know, don’t click on links in emails. This can compromise the security of your PC as it could be a source of infection for viruses. It also does not mean that computers of people you know have not suffered a security breach.
Check the site name and URL in your browser’s address bar – When paying for a purchase, always check the site name and URL in your browser’s address bar (this is where you enter the URL to access the site). It may either start with the same site name, or it may be a third party site such as PayPal or CCAvenue. Before making a payment, make sure that the third party site is the payment gateway (if you are not sure).
SSL symbol/padlock in the browser address bar – Before making a payment, check the URL in the address bar for the SSL symbol https://. SSL means that data is transmitted over the internet in an encrypted form and only the intended site can decrypt it. When an SSL digital certificate has been installed on a website, users will see a padlock icon at the bottom of the navigator.
Use an up-to-date browser –
It doesn’t matter what operating system you use – Windows, Linux (Ubuntu, Fedora, etc.) or Mac – but use an up-to-date browser for online shopping. Please do not use older browsers such as IE6/IE7, as they have fewer security loopholes.
General notes –
As a final piece of advice, for all shopping, make sure you are aware of the fine print on the site, such as delivery details and times, warranty information, exchange policies and terms and conditions of money-back guarantees. For this reason, it is advisable to only shop online on reputable sites. These sites have invested in infrastructure and security, making them a great place to shop online.
Use price comparison sites to shop quickly and securely – this is not a safety tip, but a guideline for smart shopping. Price comparison sites usually show prices from a variety of reputable online shopping stores all at once, so why not give them a try to get the best deals.
In the past the Internet only connected people, but today it is booming by connecting businesses. Today the Internet has emerged as a new medium for shopping. Online shopping has become very popular and is one of the fastest growing businesses in the world. Shopping today goes beyond visiting shopping malls, shopping outlets and shops. Online shopping has changed the traditional way of shopping. Whether you are a man or a woman, young or old, everyone is shopping online. Today, many companies have set up online stores and have established a social presence. There are shops that cater to the needs of both sellers and buyers.
No matter what product you are looking for, you can find almost anything on the Internet. Online shopping gives you the convenience of shopping 24 hours a day, 7 days a week, without actually having to travel. You have the peace of mind of knowing that you have all your products under one roof. When shopping online, there is a huge variety of products to choose from. There are massive bargains to be had and the products ship really fast. You can pick up products on your doorstep without actually leaving your house.
Today Online Shopping
Online shopping today has become more of an everyday thing rather than a hobby. The combination of speed, convenience, variety, great prices and the ability to return items if we are not satisfied has made online shopping an addiction. The reason why online shopping has become so popular is partly because it has freed people from the pain of standing in long queues at the checkout. However, you need to be careful when shopping online. Online shopping requires more than just a credit card, it also requires a bit of caution. Here are five easy online shopping tips to help you get started.
Tip 1: Always shop on reputable websites
Always look for reputable and well-known online shops. With so many e-shopping portals popping up, you need to be extra careful when shopping: websites accredited by the Internet Trust Organisation, such as ‘BB online’, will protect your privacy. Also, watch out for typographical errors and avoid the temptation of attractive sales.
Tip 2: Identify secure web transactions
Never buy anything from a website that doesn’t have SSL (Secure Sockets Layer) encryption in place – one way to check if SSL is in place is to make sure the site starts with HTTPS:// and not just HTTP. You’ll also see a padlock symbol in the URL in the address bar.
Tip 3: Keep it confidential
Always keep your personal information confidential. Never enter your credit card or other banking details unless absolutely necessary. Be very careful when entering your personal information. If you provide too much information, you give hackers the information they need.
Tip 4: Be careful when using the network
If you are thinking of using a public terminal to do your online shopping, think again. If you still want to use a public terminal, always remember to log out. Even if it’s as simple as checking your email, take care. Also, use a reliable Wi-Fi connection or, if possible, a private Wi-Fi connection. Also, make sure you have anti-virus software on your computer.
Tip 5: Check your statements
Don’t wait until the end of the month to check your bank statements. Check your statements (credit and debit statements) on a regular basis. Check your email for receipts for online shopping. Check your statement for any changes. If you see anything inappropriate, resolve the problem immediately.